Medicare Supplements

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Here’s an easy way to think of a Medicare supplement. Picture it as a card that sort of bolts onto the back of your Original Medicare. It serves to pay for the costs that normally Medicare would pass on to you. Medicare has gaps, like coinsurance, co-payments, and deductibles, that you must pay for when accessing medically-approved services.
If you have a supplement policy, Medicare will first pay its share of your medical expenses. Then your policy will step in and pay its share. This is usually the remainder of your bill. However, it depends on which policy you choose from the standard offered plans.

The 10 standard Medicare Suppliments

Every Medicare supplement has to match the outlines created by Medicare itself when it standardized these plans in 1990. Each standardized plan is identified by a letter, and Medicare calls them plans. So there is Medigap Plan A, Plan B and so on for Plans C, D, F, G, K, L, M and N. Each one of these lettered policies provides the same set of benefits from company to company.
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This means that the monthly premium is the main difference between supplements with the same letter offered by multiple insurance carriers.

The plans that we get the most requests for quotes for are:
Medigap Plan F
Medigap Plan G
Medigap Plan N